Serving people who live, work, worship or attend school in Beaver County, Pennsylvania


A & S Federal Credit Union knows its members by name and counsels each individual to meet their unique needs with competitive rates, a broad range of options and administrative conveniences that ensure a comfortable experience We now offer mortgage lending to our members!

$100 Cash Reward from LMCUR when you buy a vehicle from Carvana

Save up to 35% on Identity Theft and Credit Report Monitoring

You could save $652* on car insurance

TruStage Insurance Agency. Life insurance designed to be easy and affordable.

TruStage Insurance Agency. Home insurance savings for hard working people.

Help protect yourself from the unexpected

A & S Federal Credit Union Fee Schedule

Abandoned Account (Escheat) Fee $100.00
Account Closed within 90 days $5.00
Bad Address Fee $5.00/month
Cashier’s Check Fee $5.00
Check Cashing Fee (non-member, A & S FCU check) $5.00
Check Copy Fee $2.00
Foreign Check Items
          Deposit/Cash Check $10.00
          Collection of item $16.00
          Return Check $35.00
Dormancy Fee (after 12 mos. inactivity) $5.00/quarterly
Debit or Credit Card Replacement Fee $10.00
Instant Issuance of Debit Card $15.00
IRA Transfer (to another financial institution) $50.00
Returned Item Fee for ACH or Check $25.00
Research Fee $10.00/hour
Stop Payment Fee $15.00
Wire Transfer
           Incoming $20.00
           Outgoing $25.00

Online Services

Home Banking, Bill Payment, Electronic Statements
Online with Clarke American Checks
Loan Application
Surcharge-Free ATM Search

Links are provided as a convenience to our members.  By clicking a link you will be leaving the credit union’s website.  We are not responsible for the content of information on these linked websites.