Serving people who live, work, worship or attend school in Beaver County, Pennsylvania


A & S Federal Credit Union knows its members by name and counsels each individual to meet their unique needs with competitive rates, a broad range of options and administrative conveniences that ensure a comfortable experience.

MEMBERS® Auto & Homeowners Insurance Program

You trust A&S Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto & Homeowners Insurance Program.

About the Program

  • The MEMBERS Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members.
  • Access convenient e-service, pay your bill or make changes to your policy, even report a claim.
  • Receive fast, easy access to claims service 24 hours a day.
  • Obtain a free, no-obligation quote.

The MEMBERS Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

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MEMBERS® Life & Accident Insurance

Your membership at A&S Federal Credit Union affords you many benefits. One of these benefits is the availability of Life Insurance and Accidental Death & Dismemberment (AD&D) Insurance.

At A&S Federal Credit Union, we believe in your financial security.

That’s why we’ve made available this important coverage to help protect your future. As a part of our family, you can get valuable protection at affordable rates. Insurance is sold by CUNA Mutual Insurance Society. This insurance is not a deposit and is not federally insured or guaranteed by your credit union.

Insurance Products

Sallie Mae Smart Option Student Loans

Student Loans

A & S Federal Credit Union Fee Schedule

Abandoned Account (Escheat) Fee $100.00
Account Closed within 90 days $5.00
Bad Address Fee $5.00/month
Cashier’s Check Fee $5.00
Check Cashing Fee (non-member, A & S FCU check) $5.00
Check Copy Fee $2.00
Foreign Check Items
          Deposit/Cash Check $10.00
          Collection of item $16.00
          Return Check $35.00
Dormancy Fee (after 12 mos. inactivity) $5.00/quarterly
Debit or Credit Card Replacement Fee $10.00
Instant Issuance of Debit Card $15.00
IRA Transfer (to another financial institution) $50.00
Returned Item Fee for ACH or Check $25.00
Research Fee $10.00/hour
Stop Payment Fee $15.00
Wire Transfer
           Incoming $20.00
           Outgoing $25.00

Online Services

Home Banking, Bill Payment, Electronic Statements
Online with Clarke American Checks
Loan Application
Surcharge-Free ATM Search

Links are provided as a convenience to our members.  By clicking a link you will be leaving the credit union’s website.  We are not responsible for the content of information on these linked websites.