Individual Retirement Accounts (IRA) & IRA Certificates of Deposits (CD)
Plan today for a secure tomorrow.
Roth IRA Accounts
Secure your future with a Roth IRA from A&S Federal Credit Union. Designed to help you save for retirement with valuable tax advantages, our Roth IRAs make it easy to build long-term savings with confidence.
Benefits of a Roth IRA
- Tax-free growth – Qualified withdrawals are completely tax-free.
- Flexible contributions – No minimum required to start saving.
- Higher limits – Contribute up to $7,000 annually, or $8,000 depending on age.
Traditional IRA Accounts
Looking for a way to save on taxes now while building retirement savings for the future? A Traditional IRA from A&S Federal Credit Union may be the right choice.
Benefits of a Traditional IRA:
- Immediate tax savings – Contributions may be tax-deductible.
- Tax-deferred growth – Earnings aren’t taxed until withdrawal.
- Flexible contributions – No minimum required to get started.
- Annual limits – Contribute up to $7,000 annually, or $8,000 depending on age
Traditional IRAs are a smart choice for members who expect to be in a lower tax bracket during retirement.
IRA CDs
For members who want safe, steady growth, our IRA CDs offer:
-
Guaranteed, competitive rates
-
Flexible terms for your timeline
-
Federally insured peace of mind
Why Save with A&S Federal Credit Union?
At A&S, we’re committed to helping members plan for retirement with personalized service and trusted guidance. Whether you choose a Roth IRA or an IRA CD, you’ll have the support of a local credit union that puts your future first.
Serving Members in and surrounding Beaver Valley since 1940
As your hometown credit union, we’ve provided financial solutions to members in the Beaver Valley region for over 85 years. We’re proud to serve communities like Aliquippa, Sewickley, Coraopolis, Raccoon Township, and beyond—offering financial tools to help you thrive.