Rates

Rates are effective 1-31-2023 and are subject to change without notice.

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Certificates of Deposit

Type	Rate	APY	Notes
6 Month	0.15%	0.15%	Dividends paid at maturity
1 Year	0.20%	0.20%	Dividend compounded semi-annually
2 Year	0.30%	0.30%	Dividend compounded semi-annually

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Loan Rates

Type	Term	APR As Low As	Notes
Automobile & Truck	60 months	4.49%	2021 – 2023 Models
	72 months	4.74%	2021 – 2023 Models
	84 months	6.24%	2021 – 2023 Models >$40,000
	60 months	4.99%	2018 – 2020 Models
	72 Months	5.24%	2018 – 2020 Models
	48 Months	5.74%	2014 – 2017 Models
Motorcycle, Boat, RV	60 months	7.49%	2021 – 2023 Models
	72 Months	8.49%	2021 – 2023 Models, >$15,000
	84 Months	9.49%	2021 – 2023 Models, >$20,000
	120 Months	10.49%	2021 – 2023 Models, >$30,000
	60 months	8.74%	2014 – 2020 Models
	72 months	9.74%	2014 – 2020 Models, >$20,000
	84 Months	10.74%	2014 – 2020 Models, >$25,000
Home Equity	60 Months	4.99%	up to 80% loan to value
	120 Months	5.24%	up to 80% Loan to Value
	180 months	5.49%	up to 80% Loan to Value
Unsecured	36 Months	7.95%
	48 Months	9.95%
	60 Months	11.95%
	84 Months	13.95%
Share Secured		4.00%	Secured by Shares
Visa Classic Card		12.90%	No annual fee
Visa Platinum Card		9.50%	No annual fee; Earn REWARDS

 

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Savings Rates

Interest Rate	Balance to Earn Interest
0.05%	$0.00 to $999.99
0.07%	$1,000.00 to $4,999.99
0.10%	$5,000.00 to $39,999.99
0.10%	$40,000.00 and up
0.35%	IRA Account