Serving people who live, work, worship or attend school in Beaver County, Pennsylvania


A & S Federal Credit Union knows its members by name and counsels each individual to meet their unique needs with competitive rates, a broad range of options and administrative conveniences that ensure a comfortable experience

A & S Federal Credit Union members can skip their personal, vehicle, or shared-secured loan payment for a $35.00 fee

$100 Cash Reward from LMCUR when you buy a vehicle from Carvana

You could save $652* on car insurance

TruStage Insurance Agency. Life insurance designed to be easy and affordable.

TruStage Insurance Agency. Home insurance savings for hard working people.

Help protect yourself from the unexpected

Student Loan Options for Undergraduates and Grad Students.

A & S Federal Credit Union Fee Schedule

Abandoned Account (Escheat) Fee $100.00
Account Closed within 90 days $5.00
Bad Address Fee $5.00/month
Cashier’s Check Fee $5.00
Check Cashing Fee (non-member, A & S FCU check) $5.00
Copy of Check or Any Document $1.00/page
Foreign Check Items
          Deposit/Cash Check $10.00
          Collection of item $16.00
          Return Check $35.00
Dormancy Fee (after 12 mos. inactivity) $5.00/quarterly
Debit or Credit Card Replacement Fee $10.00
Instant Issuance of Debit Card $15.00
IRA Transfer (to another financial institution) $50.00
Returned Item Fee for ACH or Check $30.00
Research Fee $10.00/hour
Stop Payment Fee $15.00
Wire Transfer – Incoming 20.00
Wire Transfer – Outgoing $25.00
NSF Fee $30.00
Printout Fee $1.00/page
Loan or VISA Late Payment Fee $25.00

Online Services

Home Banking, Bill Payment, Electronic Statements
Online with Clarke American Checks
Loan Application
Surcharge-Free ATM Search

Links are provided as a convenience to our members.  By clicking a link you will be leaving the credit union’s website.  We are not responsible for the content of information on these linked websites.